You can link your ring directly with many Polish banks or use our partner apps to connect virtually any account worldwide.
1. Directly Compatible Banks (Poland)
If you have a card from the following institutions, you can add it directly in the PAGOPACE app:
Major Banks & Well-Known Providers
- Bank Pekao S.A.: Mastercard and VISA cards.
mBank: Mastercard and VISA cards.
Bank Millennium: Mastercard and VISA cards (both debit & credit).
PKO Bank Polski: Mastercard cards.
Alior Bank: Debit and credit cards (personal & business), currency exchange, as well as multi-currency business cards.
BNP Paribas Bank Polska: Mastercard cards.
Credit Agricole: Mastercard cards.
Bank BPS: Mastercard cards.
Fintechs & Specialized Providers
XTB: Mastercard cards.
Nexo: Mastercard cards.
Pluxee: Mastercard cards.
Wallester: Credit, debit, and prepaid cards (personal & business).
DiPocket & Moorwand: Mastercard cards.
Netcredit, Supergrosz, Halvo, Zefin & Miloan Card: Mastercard cards.
- CURVE: the solution for all other banks and PayPal.
- Revolut: VISA only.
- Klarna: Klarna Card / Debit Flex.
International Organizations
IOM (International Organization for Migration): Mastercard cards.
Save the Children International: Mastercard cards.
MercyCorps: Mastercard cards.
Global Blue: Mastercard cards.
2. The Solution for All Other Banks & PayPal
Is your bank not listed above? No problem. With these two partners, you can still get your ring ready to use:
CURVE (Our Recommendation)
Connect almost any VISA or Mastercard as well as your PayPal account with CURVE. CURVE acts as a digital bridge to your PAGO.
Special Feature: The new free PayPal Mastercard can also be linked here.
Revolut (VISA only)
A digital banking alternative. To create an account, download the Revolut app, verify your identity with an ID document, and create a virtual VISA card within the app.
Important PIN Note: When connecting a virtual card (from Revolut), you can usually only make payments up to 100 PLN without entering a PIN. Since virtual cards at Revolut do not have a physical PIN, payments above this limit are generally not possible.
Klarna
Klarna offers you maximum flexibility: you can link your Klarna Card (Debit Flex) directly to the Ring and use it as a smart debit card (with prepaid top-ups, e.g. scheduled or when your balance is low) or with the ‘Pay Later’ feature.
3. Important Setup Note
Attention: If you purchase your PAGO with a promotional code from Bank Pekao S.O., it can only be linked with a card from Bank Pekao S.O..
4. What Is Currently Not Supported?
American Express (Amex): Unfortunately, it is currently not supported either directly or via CURVE.
Stay Up to Date: The list of partner banks is constantly growing. You can also find an up-to-date overview of all European banks directly at our technology partner: