You can link the ring directly with many Austrian banks or use our partner apps to connect almost any account worldwide.
1. Directly Compatible Banks (Austria)
If you have a VISA or Mastercard (debit or credit) from the following banks, you can add them directly in the PAGOPACE app:
Raiffeisen Bank (Mastercard debit and credit cards, VISA debit)
Erste Bank and Sparkasse (Mastercard debit and credit cards)
Oberbank (debit and credit cards)
BKS Bank (Mastercard debit and credit cards)
Hypo Upper Austria & Hypo Vorarlberg (Mastercard debit)
VKB Bank & BTV Bank (Mastercard debit)
Volksbank & Sparda Bank (Mastercard debit)
Bankhaus Spängler (Mastercard debit)
Austrian Doctors & Pharmacists Bank (Mastercard debit)
A1 Bank (Mastercard cards)
2. The Solution for All Other Banks & PayPal
Your bank is not listed above? No problem. With these two partners, you can still make your ring ready for use:
CURVE (Our Recommendation)
Connect almost any VISA or Mastercard as well as your PayPal account with CURVE. CURVE acts as a digital bridge to your PAGO.
Special feature: The new free PayPal Mastercard can also be added here.
VIMpay (the prepaid model)
A provider of virtual prepaid credit cards. You simply top up your VIMpay account via bank transfer from your regular checking account and link the virtual card to your ring.
Important note for Austria: In the Lite version of VIMpay, currently only the use of a German IBAN is possible. To bypass this, first register with VIMpay without providing your bank account, then perform the one-time upgrade from Lite to Basic (one-time fee of €10). After that, you can make the first top-up from your Austrian account.
Revolut (VISA only)
A digital banking alternative. To create an account, download the Revolut app, verify your identity with an ID document, and create a virtual VISA card within the app.
Important PIN note: If you connect a virtual card (from Revolut), you can usually only pay amounts up to €50 without entering a PIN. Since virtual cards at Revolut do not have a physical PIN, payments over this limit are generally not possible.
3. What is Currently Not Supported?
Some cards cannot currently be added directly in the app. In these cases, usage is currently only limited or possible via VIMpay & Revolut:
American Express (Amex): Unfortunately, it is currently not supported directly or via CURVE, VIMpay, or Revolut.
Stay up to date: The list of partner banks is constantly growing. You can also find an up-to-date overview of all European banks directly from our technology partner: